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Choosing a Plan

Need help selecting a health plan? You can start here.

Help Me Choose

We offer many low-cost health plans so you can stay healthy and active. You get high quality health care and access to our large network of doctors, hospitals and pharmacies.

What's the difference between our health plans? You can start by seeing which topic below best describes you.

If you have a low income...

Medi-Cal

Medi-Cal is a public program that provides health care coverage to adults, families, older adults, and people with disabilities who meet the income requirements. 

Medi-Cal with L.A. Care is free for families who qualify. There are no monthly premiums or co-pays.

Who's it for?

  • Adults with low incomes
  • Children in households with low incomes 
  • Seniors with low incomes
  • Individuals with disabilities and low incomes
  • Los Angeles residents

How Much Does it Cost?

  • Free for those who qualify
  • No monthly premiums or co-pays
     

blue square Learn more about Medi-Cal.

If you live in Los Angeles County and need financial assistance...

L.A. Care Covered

If you need financial assistance, but don't qualify for Medi-Cal, you can choose L.A. Care Covered. L.A. Care has the most affordable premiums in Los Angeles County for the Silver, Gold and Platinum metal levels.

You would enroll through Covered California™. Call L.A. Care at 1-855-222-4239 and we'll be happy to help you.

Who's it for?

  • Individuals who live in Los Angeles County

How Much Does it Cost?

  • Monthly premiums vary by plan type
  • Out of pocket expenses vary by plan type
  • No cost preventive care
  • Other services at no cost include nurse advice line, health classes, exercise classes, and disease management programs
  • Financial assistance available depending on income
     

blue square Learn more about L.A. Care Covered.

If you live in Los Angeles County...

L.A. Care Covered Direct

If you live in L.A. County and do not qualify for financial assistance, you can apply for coverage directly with L.A. Care Health Plan. L.A. Care Covered Direct offers great benefits at affordable rates.

Who's it for?

  • Individuals who live in Los Angeles County

How Much Does it Cost?

  • Monthly premiums vary by plan type
  • out of pocket expenses vary by plan type
  • No cost preventive care
  • Other services at no cost include nurse advice line, health classes, exercise classes, disease management programs
     

blue square Learn more about L.A. Care Covered Direct.

If you are eligible for BOTH Medicare and Medi-Cal...

Cal MediConnect

You may be interested in our Cal MediConnect Program. The goal is to help members stay longer in the comfort and security of their own homes and communities.

The programs streamline two complicated systems into one benefit package, one responsible and accountable health plan, and one payer.

Who's it for?

  • Individuals who get both Medi-Cal and Medicare (dual eligible members)

How Much Does it Cost?

  • $0 for doctor visits and hospital care
  • $0 for vision care
  • $0-$2.65 for Part D generic drugs
  • $0-$6.60 for Part D brand name drugs
  • $0 for dental care
  • Extra benefits at no extra cost
  • Support services to live safely at home
     

blue square Learn more about Cal MediConnect.

If you are a homecare worker...

PASC-SEIU

You may be interested in the Homecare Workers Health Care Plan, also known as the PASC-SEIU Plan.

Who's it for?

  • Homecare workers who meet the Personal Assistance Services Council (PASC) eligibility requirements for health coverage

How Much Does It Cost?

  • $1 per month
  • No co-pays for some care
     

blue square Learn more about the PASC-SEIU Plan.

Mother and daughter at the pharmacy
Benefits of All L.A. Care Plans

All of our health plans offer the following benefits and services, so that you can live well and take charge of your health.

  • A wide choice of doctors, hospitals and pharmacies
  • Trained health professionals available 24/7 through our Nurse Advice Line
  • Member Call Center offering customer service 24 hours a day, 7 days a week, (including holidays)
  • Community-based Family Resource Centers with free exercise and health education classes
  • Behavioral health and mental health services
  • Prescription drugs

You also have the right to no-cost interpreting services, including American Sign Language. 

Learn more about the interpretation and translation services we offer and why it's important to use a professional interpreter at your medical appointment.